For example, if I buy money draft from China Bank and transfer it to my CIBC account opened in Beijing. Do I need to pay any surcharge to CIBC, when I withdraw cash from CIBC account?

Another thing, if I buy money draft from China Bank and set the receiver myself in Beijing. Can I change the money draft into cash from China Bank Vancouver Branch directly only with my passport? And is there any additional fee needed in China Bank Vancouver Branch.

Many Thanks!

wqm
w1026@netease.com