For example, if I buy money draft from China Bank and transfer it to my CIBC account opened in Beijing. Do I need to pay any surcharge to CIBC, when I withdraw cash from CIBC account?
Another thing, if I buy money draft from China Bank and set the receiver myself in Beijing. Can I change the money draft into cash from China Bank Vancouver Branch directly only with my passport? And is there any additional fee needed in China Bank Vancouver Branch.