One other important investment for new comers: Ontario House Ownership Saving Plan (I forgot the exact name), if the total income of you and your spouse is less than $80K, buy it.

bloor (不算太老)
You can open the account at your bank.

Benefit: The ontario government will grant you up to $500 per person each year for up to 5 years. You get it when you fill out your tax return.

1. Your can save in this account for at most 5 years
2. You must buy your 1st house as your primary resdential within 7 years.
3. The grant is calculated by your income. If your income is more than $40K a year, you will get NO grant. Income can be calculated by the sum of you and your spouse.
4. Some others, like you can't buy your house within 90 days you open your account.

Since the bank (or any investment agents) will get NO benefit from this plan (they don't get the admission), no one will promote it. Ask your bank representitive for all the details.

2001-6-12 -04:00

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