“买65w贷45w摊还30年/5年固定2.8%/月供1845(其中还本800)。”错！5年平均还本$858.50/月。
https://tools.td.com/mortgage-payment-calculator
$1,845.15 / Monthly
Balance after 5 years term
Total payments over term $110,709.00
- Interest paid $59,199.24
= Principal paid $51,509.76
Balance at end of term $398,490.24
还本 $51,509.76 /5年 /12个月= $858.50/月
https://tools.td.com/mortgage-payment-calculator
$1,845.15 / Monthly
Balance after 5 years term
Total payments over term $110,709.00
- Interest paid $59,199.24
= Principal paid $51,509.76
Balance at end of term $398,490.24
还本 $51,509.76 /5年 /12个月= $858.50/月