×

Loading...

前段时间,比较DB 和 DC. 现在觉得也许DC 更安全啊。

A defined contribution (DC) pension scheme is based on how much has been contributed to your pension pot and the growth of that money over time. It may be set up by you or an employer. A defined benefit (DB) plan is always set up by an employer and offers you a set benefit each year after you retire.
Report

Replies, comments and Discussions:

  • 枫下家园 / 钱财税务 / 英国60多所高校4万多教职员工罢工 +1
    徐量分析说,这次英国高校罢工潮的根源,简而言之,是英国高校联合会和英国大学与学院工会的对决。英国高校联合会认为,养老金计划已经陷入了高额财政赤字,因此不顾英国大学和学院工会(UCU)的反对,决定改变他们的退休金政策,提出将养老金计划从目前的固定收益模式改为分配模式,即把原本每月按固定比例发放给教师的退休金投入股市交易,所获利润用于未来养老金分配。根据变动前的条款,大学老师们退休金的收入是固定、有保障的,变动后具体金额则会受到股市情况的影响。
    • 前段时间,比较DB 和 DC. 现在觉得也许DC 更安全啊。 +1
      A defined contribution (DC) pension scheme is based on how much has been contributed to your pension pot and the growth of that money over time. It may be set up by you or an employer. A defined benefit (DB) plan is always set up by an employer and offers you a set benefit each year after you retire.