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“Prime Minister Justin Trudeau has asked Finance Minister Bill Morneau to consider changes to the mortgage stress test that Canada’s real estate industry has criticized for being a drag on the housing market.”

mikesmith(老猫)
A mandate letter sent by Trudeau to Morneau — which was released Friday, along with letters sent to other ministers — says the finance minister will “review and consider recommendations from financial agencies related to making the borrower stress test more dynamic.”
(#12534771@0)
Last Updated: 2019-12-15
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Replies, comments and Discussions:

  • 枫下家园 / 枫下觅巢 / 从土豆信中看不出要更改压力测试的要求，只是加机税。怎么和中文媒体说的不一样啊。 -monkeymeng(mm); 2019-12-15 {482} (#12534767@0)
    Work with the Minister of Families, Children and Social Development who is the Minister responsible for the Canada Mortgage and Housing Corporation (CMHC) to limit housing speculation by developing a framework and introducing a 1 per cent annual vacancy and speculation tax on applicable residential properties owned by non-resident non-Canadians. This would involve working with provinces, territories, municipalities and law enforcement to track housing ownership and speculation.
    • “Prime Minister Justin Trudeau has asked Finance Minister Bill Morneau to consider changes to the mortgage stress test that Canada’s real estate industry has criticized for being a drag on the housing market.” -mikesmith(老猫); 2019-12-15 {271} (#12534771@0)
      A mandate letter sent by Trudeau to Morneau — which was released Friday, along with letters sent to other ministers — says the finance minister will “review and consider recommendations from financial agencies related to making the borrower stress test more dynamic.”
    • 很明确地说了要重新考虑评估并进行调整，但没明确说会放松还是加强，不过从字里行间中，大家可以看出是放松。 -geoguy(新旺); 2019-12-15 (#12534786@0)
      • 说看不出放松的不是傻就是故意骗 -dontknowa(dontknow); 2019-12-15 (#12536270@0)
    • 与负责加拿大抵押和住房公司（CMHC）的部长，家庭，儿童和社会发展部长合作，通过制定框架并对所拥有的适用住宅物业征收1％的年度空置率和投机税来限制住房投机 非居民非加拿大人。 这将涉及与省，地区，市政当局和执法部门合作，以追踪住房所有权和投机活动。 -monkeymeng(mm); 2019-12-15 (#12534814@0)
      • 这是GG翻译大差不差的。 -monkeymeng(mm); 2019-12-15 (#12534819@0)
      • 也就是有可能要放松国内得贷款环境，但加强对海外人士购房的限制。 -mikesmith(老猫); 2019-12-15 (#12534836@0)
      • 干脆就不准外国人买房不就得了 -fineng(😊); 2019-12-15 (#12534839@0) +1
    • 最终的结果可能是部分放松，部分加强。拭目以待。 -zydca(枫之子); 2019-12-15 (#12534831@0)
      • 其实非常简单嘛，就是说限制海外买家的购买力，再加1%，但是你知道英国那边是加3%。另外就是说放松压力测试的部分，为首次购房者增加购买力。 -cliffwood(cliffwood); 2019-12-15 (#12534845@0)
      • 对的，就看哪部分的政策对房市的影响大，我认为压力测试是个大闸门，其他的都是微调。 -geoguy(新旺); 2019-12-15 (#12534850@0)
    • 先给点希望，然后就加税。搞政治的，当然要顾及方方面面了。 -xz730000(笑一笑，十年少); 2019-12-15 (#12534852@0)
    • 少数派政府啊，都命不长，最长就2年，肯定是学习bc的ndp，为下次提前大选拉票，别幻想了。自由党联合政府都不想搞，就是怕其他党派分了功劳，勿谓言之不预！！ -appleben2016(apple); 2019-12-15 (#12534878@0) +3
      • 自由党未来这2年就是杀土豪拉选票，空置税和投机税明年大概率推出。 -appleben2016(apple); 2019-12-15 (#12534882@0) +3
        • 空置税和投机税会增加房屋持有成本，房价暴涨一触即发。 -maycanada(你好啊); 2019-12-15 (#12536378@0) +1

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