Houses under construction are pictured in Toronto in 2015. A recent Scotiabank report found that Toronto had 360 housing units per 1,000 residents in 2020, well below the national average of 424.GRAEME ROY/The Canadian Press Steve Lafleur is a senior policy analyst at the Fraser Institute. Many things have changed during the pandemic, but Toronto, unfortunately, remains in a housing crisis. Anyone who's tried to buy or lease a home in the last few years knows that prices are high and inventories are low. Buying a home is especially daunting for households at the low end of the income spectr...