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不行

jeffrey815(Smartiecat)

Retirement savings plans offer a tax-advantaged way to stash money away for retirement. If you contribute to a _registered retirement savings plan (RRSP), you have the flexibility to control how you invest your money. There are certain rules on how much you can contribute to your RRSP.

Full Story:
https://www.wealthsimple.com/en-ca/learn/rrsp-over-contribution#the_bottom_line

(#14514047@0)
Last Updated: 2022-4-21
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枫下家园 / 钱财税务 / RRSP 买多了 4000，是不是报税的时候不报这 4000，等下一年再报，行不？谢谢 -xiaohuanghua(xiaohua); 2022-4-21 (#14514045@0)

不行 -jeffrey815(Smartiecat); 2022-4-21 {692} (#14514047@0)

Retirement savings plans offer a tax-advantaged way to stash money away for retirement. If you contribute to a _registered retirement savings plan (RRSP), you have the flexibility to control how you invest your money. There are certain rules on how much you can contribute to your RRSP.

Full Story:
https://www.wealthsimple.com/en-ca/learn/rrsp-over-contribution#the_bottom_line

谢谢，请问 T4 里面第20方框的RPP：3000刀，占不占 room ？ -xiaohuanghua(xiaohua); 2022-4-21 (#14514110@0)

占，但占的是用去年收入算出来的room, 等报完税后收到的NOA里的RRSP room就已经减去RPP了，所以现在不用理会。 -gracexueli(懒猫); 2022-4-21 (#14514151@0)

发私信给你，麻烦看看我超了没？谢谢 -xiaohuanghua(xiaohua); 2022-4-21 (#14514167@0)

没事，你还没买到NOA RRSP room上的数呢， 2021年公司买的不用理会。哎，我的绿点没了，已经攒到23了。 -gracexueli(懒猫); 2022-4-21 (#14514220@0)

啥绿点？ -xiaohuanghua(xiaohua); 2022-4-21 (#14514279@0)

System给的 -gracexueli(懒猫); 2022-4-21 (#14514508@0)

什么去年收入算的今年收入算的，一句话就是占了他2021税务年度的额度。他要报在line 20700里抵税。多买没多买他自己算算（可用schedule7）就知道了。 -andersonwang(流浪者); 2022-4-21 (#14514383@0)

还是你写的明白 -gracexueli(懒猫); 2022-4-21 (#14514505@0)

我也多买了 600 多。没事吧？ -datura(带刀山贼); 2022-4-21 (#14514050@0)

1k还是2k以下不罚款。但是不能抵税，额度也不退 -dummyfrog(Tigerfrog); 2022-4-21 (#14514065@0)

报税的时候不报这 4000. 来年再报不行吗？ -xiaohuanghua(xiaohua); 2022-4-21 (#14514079@0)

不行。你买的金融机构已经把你买的金额报告给CRA了，你不报CRA也知道。 -dongji(冬季阳光); 2022-4-21 (#14514181@0)

when did you buy? its ok if this year -giss(rr); 2022-4-21 (#14514116@0)

some 2021, some 2022 Jan +Feb,,, Why "its ok this year"? -xiaohuanghua(xiaohua); 2022-4-21 {178} (#14514132@0)

请问 T4 里面第20方框的RPP：3000刀，占不占 room?
请问 T4 里面第20方框的RPP：3000刀，占不占 room? 谢谢
请问 T4 里面第20方框的 RPP ： 3000刀，占不占 room ？谢谢

I meant you can claim all the 2022 rsp you bought to next year -giss(rr); 2022-4-21 (#14514143@0)

谢谢 -xiaohuanghua(xiaohua); 2022-4-21 {96} (#14514145@0)

请问 T4 里面第20方框的RPP：3000刀，占不占 room ？总之，有点晕不知道是不是真的买多了。

T4 rsp should be the current year, obviously yes -giss(rr); 2022-4-21 (#14514148@0)

for 2021 tax, max 超多少没关系？谢谢 -xiaohuanghua(xiaohua); 2022-4-21 (#14514159@0)

有人说2000，我没试过，应该是 -giss(rr); 2022-4-21 (#14514161@0)

RPP是你在单位上买的RRSP，当然占额度，这部分RPP填在line 20700抵扣你的税。 -andersonwang(流浪者); 2022-4-21 (#14514324@0)

可以 -facenorthface(小北); 2022-4-21 (#14514188@0)
查不出来没事。 -troyd(为家服务!); 2022-4-21 (#14514249@0)
你用报税软件照着指示去填写，去年和今年买的都得写上，T4也填好，然后软件和产生出来的税表应该会告诉你有没有超。如果你今年买了4000我感觉没事 -aiwowo(vv); 2022-4-21 (#14514392@0)

不行

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