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What Is the Difference Between Asset Management and Wealth Management?

thegirlbefore(：)


Asset management is the business wherein a financial institution manages money on behalf of institutions, sovereign wealth funds, pension funds, corporations, and other large groups. These clients are often called institutional investors, and the asset manager, in turn, is called an institutional asset manager. Client funds are invested in financial assets like mutual funds, ETFs, individual stocks and bonds, hedge funds, private equity, and more.

Wealth management is essentially asset management where the client is an individual or family. It is all this, plus understanding an individual or family’s entire balance sheet, cash flows, budgets, goals, and other detailed elements of their financial situation. This can include terms of employment, funds held in trust or holding companies, insurance needs, and charitable giving.

In addition, wealth management firms also offer clients private banking services, which provide them with tailored 1-to-1 advice on retail banking products and services, such as mortgages and loans.

Overall, wealth management is a service that aims to help someone with their entire financial life — both assets and liabilities — whether in financial planning, gifting, or building the legacies they want to leave for their families.
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Last Updated: 3-10
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Replies, comments and Discussions:

  • 枫下家园 / 望子成龙 / asset management 是一个非常稳定又不需要狼性而需要个人魅力（信誉）的一个职业。但由于门槛低，情商的高低很重要。你们谁知道熊彼得？和历史证明他的伟大的论点？ -4_fun(寻开心: 誓别三推); 3-9 (#15994225@0)
    • What Is the Difference Between Asset Management and Wealth Management? -thegirlbefore(：); 3-10 {1332} (#15994389@0) +1


      Asset management is the business wherein a financial institution manages money on behalf of institutions, sovereign wealth funds, pension funds, corporations, and other large groups. These clients are often called institutional investors, and the asset manager, in turn, is called an institutional asset manager. Client funds are invested in financial assets like mutual funds, ETFs, individual stocks and bonds, hedge funds, private equity, and more.

      Wealth management is essentially asset management where the client is an individual or family. It is all this, plus understanding an individual or family’s entire balance sheet, cash flows, budgets, goals, and other detailed elements of their financial situation. This can include terms of employment, funds held in trust or holding companies, insurance needs, and charitable giving.

      In addition, wealth management firms also offer clients private banking services, which provide them with tailored 1-to-1 advice on retail banking products and services, such as mortgages and loans.

      Overall, wealth management is a service that aims to help someone with their entire financial life — both assets and liabilities — whether in financial planning, gifting, or building the legacies they want to leave for their families.
      • 以后就由ai做money management就行了 -x2y(xfer); 3-10 (#15994395@0)
        • 这里不少人喜欢对自己不熟悉的也乱说一气。这行一般学经济/金融， 很多人有CFA证书 -vicky2005(v大叔); 3-9 12:57 -thegirlbefore(：); 3-10 (#15994399@0)
          • 科技改变了一切，感觉以前要证书的行当，基本都是要被替代的，考CFA，ai应该可以考过吧？ -x2y(xfer); 3-10 (#15994401@0) +1

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