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LIRA和RRSP一样是个人帐户,

vicky2005 (孩子她爹)
帐户里的钱和收益和别人的帐户完全无关,人去世后由财产继承人继承。CPP不是个人帐户,是大家的供款放在一起由CPPIB统一管理,然后按一定的公式计算个人退休金的发放,人去世退休金就停了。但CPP 有个 CPP survivor benefits,具体计算方式参看>>>
https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-survivor-pension.html
(#11842478@0)
2018-12-17 -04:00
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