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When you retire,

winstons(逗逗兔毛加斯瑞毛)

you can collect both Social Security retirement benefits and distributions from your 401k simultaneously. The amount of money you've saved in your 401k won't impact your monthly Social Security benefits, since this is considered non-wage income.

(#13136683@0)
Last Updated: 2020-8-11
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枫下茶话 / 美国话题 / 今天偶然登录SSA的账户，statement显示如果67岁退休可以从social里每月拿近三千美刀，但愿通膨不要太高。 -winstons(逗逗兔毛加斯瑞毛); 2020-8-11 (#13136680@0)

美国的福利这么好？ -ding_ding(丁_丁); 2020-8-11 (#13136682@0) +1

感觉是我贡献大，哈哈，连续报税还不到10年 -winstons(逗逗兔毛加斯瑞毛); 2020-8-11 (#13136689@0)

还有可能你还年轻，到67岁还要干很多年。。。不过加拿大CCP就是拿满了，也没这么多钱。。。 -ding_ding(丁_丁); 2020-8-11 (#13136694@0) +1

When you retire, -winstons(逗逗兔毛加斯瑞毛); 2020-8-11 {245} (#13136683@0)
you can collect both Social Security retirement benefits and distributions from your 401k simultaneously. The amount of money you've saved in your 401k won't impact your monthly Social Security benefits, since this is considered non-wage income.

加拿大的RRSP取出来可是算收入的。。。 -ding_ding(丁_丁); 2020-8-11 (#13136686@0)

401k, traditional IRA 也算收入 -winstons(逗逗兔毛加斯瑞毛); 2020-8-11 (#13136692@0)

你如果还没交满十年，三千只是设置，我觉得到时领不到这些钱。我觉得这是假设你从毕业开始工作就交算出来的 -chishandingcaodeyang(吃山顶草的羊); 2020-8-11 (#13136707@0)

SS的个人statement不是假设何时开始工作，而是假设按照他现在的收入一直工作到67。至少以前是这样的，现在有没有改不知道。反而SC上的CPP预估没有假设将来收入，所以相对确实。 -userid2018(...); 2020-8-11 (#13136754@0)

仔细读，你说的对，路还漫长，人总会老，呜呜。 -winstons(逗逗兔毛加斯瑞毛); 2020-8-12 (#13137248@0)

若待不到十年, 不就白交了? -aliu66(Aliu); 2020-9-17 (#13190643@0)

When you retire,

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