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我不是专业税务会计,说说我的理解:赠与时候有房屋贷款是可以的,但是贷款转移到了被赠与方,所以ta需要有能力从银行贷款

pastrychef (闪电)
如果被赠与方贷不到款,需要帮助还贷的人加为贷款保证人。其实这个赠与过程是交易过程,被赠与方还需要交转让税,已还的本金和房贷需要书面赠与的证明
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