3 years later, you will know what I told is right; but the right thing always hard to do; Like I don't think anyone in this forum still hold BAC from 2.53 to today;

I still have BAC, ING, BA and will hold them for sure;
but for these ABK, MBI, AIG, FRE, FNM, BEE, PMI, I just think I can do better short term on them;
though most of the time I am wrong; e.g. ( I didn't make my portfolio 6 times as BAC from 2.53 to 18 );

it's just too damn hard to do the right thing; sometime due to fear, sometime due to greedy;
sometime due to my pride, you name it;
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