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I am not sure your point is right or not.

Broker count the two accounts only for margin which determine if you are allowed to your order, but if you don't have money in your US account, and you buy US stock, that means you are using your margin, and you will be charged interest.
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  • 记得有个贴说过,在TD的WATERHOUSE里面,加币-美金的转换,从加币支票帐户转到美金股票帐户,按即时汇率,没有手续费或者手续费很低的?准备扔点钱到美国股市。谢谢。又有人说可以直接从银行贷美圆炒股,年利不算太高,怎么回事?
    • 我记得转换的手续费很高,2%+。 有一个办法是你同时开美元和加币两个margin帐户,将你的加币存入加币帐户,这时虽然美元帐户金额为0,但你照样可以买美元股,额度受限于你加币帐户金额, 因为TD是按加币+美元两个帐户的所有资金综合核算成加币后来计算你的可投资额度的。
      • I am not sure your point is right or not.
        Broker count the two accounts only for margin which determine if you are allowed to your order, but if you don't have money in your US account, and you buy US stock, that means you are using your margin, and you will be charged interest.
      • 那如何结算呢?进去是加币,怎么核算成美金的额度;抛了出场又怎么换算成加币?还是抛了就是美金,可以直接转到美金支票帐户取现?
        • I think you will be charged interest if you do this way
          • 这个等于,我必须把加币放进去加币MARGIN帐户,不能动,以此抵押成美金,然后反向银行交利息?利息是多少呢?还有这个问题:我出场时,怎么给我结算?谢谢!!
            • For example
              if there is no money in your US account and you buy US stock, when you have enough margin amount in CAD account, you can buy, but that means you borrow money that equal to the value of the US stock from broker. therefore, you will be charged interest for that money you borrow. the rate should be prime rate + , that depends on the individual broker.
              • 如果我这样做了,等过几天就换了真美金存进美金股票帐户。我理解,这时我需要“全部”卖出股票,然后再购买,才可以避免利息?之前股票发生的盈亏,怎么结算?我一直不懂他怎么结算,是按美圆么?
            • 差不多是这样的,但不是加币放入后不能动,而是照样可以买加币股,只要美元+加币的总购股投资额没有超过美元+加币的总存入资金量(如果有margin会有多余margin额可用)。 具体将美元核算成加币的汇率是按银行的当前兑换汇率,只是没有作真正的兑换操作,所以没有兑换损失
              具体银行怎么算margin的利息和相关的费用,我也不很清楚。
    • 我就是直接把CAD(easyweb chequing) 及时看汇率转到美金cash(waterhouse),没有手续费