×

Loading...

Topic

This topic has been archived. It cannot be replied.
  • 枫下茶话 / 美国话题 / 关于给孩子买的加拿大RESP的问题,全家要搬到美国去因为工作原因,大家是怎么处理RESP的?因为已经交了很多年,如果取出来觉得划不来,是否可以留在加拿大不管它?如果不管它,是否需要在美国交税呢?
    • 上大学就能取
      • 问题是上大学还要等10年呢。 那这十年期间我可以不管它吗?
        • 可以停止付款
    • transfer the ownership to grandparents
      • 但grandparents 不在加拿大长呆啊。
        • If they were landed immigrants or citizens, it would be easier. otherwise, it is not doable.
      • TD跟我说不行。你是怎么办的?
        • can't remember exactly, it has been 10+ years...but they need to open the RESP account with transferring from an existing account balance. There are certain type of forms need to be filled up.
          • TD说小孩在美国了就不能开新的RESP了,回头我再换一家问问
    • RESP growth is not tax exempted, will be counted as Trust and be taxed in US return. better to be collapsed.