This topic has been archived. It cannot be replied.
枫下家园 / 我爱我车 / 各位高手, 车被撞, 对方责任。保险公司让填个表, 说Type of loss or damage: Collision without DCA,不明白为什么? 从字面意义我理解应该是 Collision with DCA
-helpneed(helpneed);
2021-3-1{444}(#13547697@0)
车被撞, 对方责任。保险公司说正在调查对方。 同时让我填这个表。Proof of loss - Automobile insurance。
其中一项是 Type of loss or damage: Collision without DCA, 不明白为什么 。 从字面意义我理解应该是 Collision with DCA
Coverage under the DC-PD section of your automobile insurance policy only applies if the following conditions are met:
the accident took place in Ontario;
there was at least one other vehicle involved in the accident; and
at least one of the other vehicles is also insured by an insurance company that is licensed in Ontario or has signed a special agreement with FSCO to provide this coverage.
3个条件里的第三项不符合, 所以是Collision without DCA, 否则不是你的责任应该是DCPD
-bigmushroom(BigMushroom);
2021-3-2{164}(#13548354@0)
"at least one of the other vehicles...has signed a special agreement..." 对方的保险公司没有签这个agreement, 所以DCPD就不适用,你保单里的Collision Coverage来respond.
发生在安省,其中一辆车是安省牌, Direct Compensation 就适用. So, Why "Without DCA"?
-helpneed(helpneed);
2021-3-2(#13547986@0)
at least one of the other vehicles is also。。。对方车辆是外地车,没满足这一条。
-xjcjq(rufeng);
2021-3-2(#13548380@0)