法律没有要求银行直接卖给客人的MF必须是低风险基金，而是根据客人风险评估。我太太有个 MF账户，我们到银行告诉FA我是专业人士CFA Charter Holder，把她的账户风险评估放到最宽，现在我网上自己选MF（还是MF账户），当然可选的少些，不像Self-Direct账户里有几千种可选
-vicky2005(孩子她爹);
2021-3-8(#13561366@0)
I don;t think everyone need the full room, as my calculation if your RRSP can conver 4000/month for 30 years after retire, there is no need to buy RRSP, even if you have room.
-dcbmj(dcb);
2021-3-8(#13561184@0)
transfer in cash 不是退出注册，退出注册（registered withdrawals）会被预扣税
-vicky2005(孩子她爹);
2021-3-8(#13561296@0)
大部分mf可以transfer in kind,不能的自动transfer in cash, 转日前两天变现转过来，不用自己卖
-xiangqian(xiangqian);
2021-3-8(#13562095@0)
u can select transfer in kind or all cash
-dcbmj(dcb);
2021-3-8(#13561163@0)