最后,还要提醒一下大家信用卡的使用习惯。信用卡虽然方便,可千万不要欠费哟。每个月一定要把所有余额还清。否则平均19%的利息,跟高利贷没有什么区别。另外,也不要拿信用卡在任何ATM机上直接取现金(Cash Advance),隔几个月就寄来的几张小信用卡支票(Convenience Cheque and Balance Transfer )也是个陷阱哟。银行都会在Transaction产生的当天开始记利息,当时脑袋一热,到月底的时候账单可就难看啦。更多精彩文章及讨论,请光临枫下论坛 rolia.net
already said 2% back on any amount over $5,000, and a normal family can easily spent $10,000 to $15,000 on credit card every year.
-ywgan(Do something);
2009-6-11(#5334461@0)
any amount? 唉,看仔细了。Earn an Annual Cash Rebate of 0.25% on the first $2,000, 0.50% on the next $3,000 and 1.50% on any amount over $5,000 to an annual maximum rebate amount of $500。也许,你说的是别的卡,我不知道的?
-bdbs(布丁本色);
2009-6-11(#5334516@0)
the card i'm talkiing about is amex express gold with cash back, you can't see it's detail in amex or any bank's web site. card detail over the link. but unfortunately amex doesn't giving this card to new applicants any more.
-ywgan(Do something);
2009-6-11(#5334935@0)
If you're going to buy a car, new or used, within or about 5 years, I recommend the Citi Drivers Edge. 2% of points on whatever amount of purchase, redeemable at the time you buy a car. The points expire after 5 years.
-sailor(Shall we dance?);
2009-6-10(#5331052@0)
+1 and no annual fee with price protection
-gump(阿甘);
2009-6-10(#5331476@0)
"points expire after 5 years"------I called customer services, the balance can go back 5 years when you are ready to use the points. So you only lose your 5 years ago points.
-hi12345(12345);
2009-6-11(#5334410@0)
Let me tell you.
-zixstudio(Forgive. I am trying);
2009-6-11{291}(#5333569@0)
1. 1% cash rebate no tier (no tier!... others almost all tiered)
2. 1 more year warranty on major thing you purchase it with
3. Insurance cover on rental car.
4. Insurance cover on flight ticket.
And blah blah blah....Don't say it is 很烂 without do some investigation.
No more. the terms has been changed for new applications.
-lionel(Lionel);
2009-6-11(#5333583@0)
Oh, sorry, I am out-dated. Just checked my account online. Mine is still 1% rebate no tier. Maybe because I applied it years ago.
-zixstudio(Forgive. I am trying);
2009-6-11(#5334354@0)
why nobody use MBNA smart cash card. 5% rebate for grocery/gas for the first $600(6 mo), later on 3%...
-shawn2001(crisis);
2009-6-12(#5338146@0)
Just applied, thanks for the info
-fortunemaker(狂热);
2009-6-13(#5340147@0)
Aero Plan points can be used to purchase a lot of things online from Areo Plan's website. It's not limited to book flights. I bought electronics from Future Shop.
-richxie(土豆);
2009-6-13(#5339910@0)