what’s the alternative?  For every new investor who becomes a millionaire (or at least doubles-triples their money) by betting on the winners, there’re thousands of those who lose. I was hesitant to buy index ETFs back in 2014 because the markets were at ATH and the correction was imminent. So every year I hear the same arguments, I feel for the newbies. But index ETFs oscillating 1-2% are much easier to stomach than individual stocks that swing 10-20%+.

On the other hand, it’s better to get it out of the system when you’re young and don’t have much capital. You’ll either find what you’re good at - or become an indexer..