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千万别申请,会被据,然后hard pull make your score even worse. credit build need time,

you will see the factor in the credit karma.

1. Apply a credit card with credit limit with your save deposit amount.

2. if you have AMX at Canada, call their international department CS, then can issue an new one without US credit history.
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Replies, comments and Discussions:

  • 枫下茶话 / 美国话题 / 想在田纳西买个20万的TOWNHOUSE, 我是TN, 能贷款吗
    • No buy no loan
    • 应该可以,只要你有美国的信用。加拿大的美国不认。
    • 把你多伦多的房子卖了,去那买5个。。。
    • 够便宜的哦。TOWNHOUSE才20万。
    • 没信用记录的付一半可以贷到另一半。否则去小贷款公司利息高
    • 你不是刚去情况还不熟,就买房?等等吧,有朋友在那说,如果不是教徒,当地主流没人愿搭理你,那和东西2岸,北方完全不同 +3
      • 多伦多投资楼花不赚钱, TN,没泡沫
    • 田纳西还是算了吧,生活需要质量。
      • 不比密西西比强多了,大烟山也离的近。
        • 50步笑100步而已。都属于是垫底。怎么不和南达科达,或阿拉斯加比?
        • 田纳西 or 密西西比,就像上面问的芝加哥 or NYC?人家问哪生活贵(200w a Townhome),这问哪便宜(2w a Townhome),都能住,都BSO
    • 去以后赶紧申请2,3张信用卡,半年以后就可以贷款了。
      • 我有公司信用卡, 是我的名字, 可以产生好的信用记录吗
        • no
        • register a free account @ creditkarma, but need provide your social, then you get some info about your credit score, also, many banks, credit card company, ,e.g. BOA also provide the FICO score if you are customer.
      • 有借记卡,可以吗
    • TN没问题,主要看你信用分,比如FICO score至少要在700以上(Good 700-749; Excellent 750-850)。自己查一下就知道了,很多信用卡免费提供查询。还有首付在20%以上,不用买贷款保险(各个银行可能规定不同)。不然房价变动,银行担心你资不抵债。
      • 现在申请美国信用卡, 天天刷, 3个月能积累信用分吗
        • 千万别申请,会被据,然后hard pull make your score even worse. credit build need time,
          you will see the factor in the credit karma.

          1. Apply a credit card with credit limit with your save deposit amount.

          2. if you have AMX at Canada, call their international department CS, then can issue an new one without US credit history.