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CDIC Max Coverage

CDIC website says this: CDIC covers eligible deposits up to $100,000 per insured category.
这个保险条款是不是说,只要所开户的银行是CDIC的成员,那么万一银行倒闭了,CDIC就每一个类别最多赔给十万元?那同一类别在不同银行开的帐号怎么算赔偿额呢?
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  • 枫下家园 / 钱财税务 / CDIC Max Coverage
    CDIC website says this: CDIC covers eligible deposits up to $100,000 per insured category.
    这个保险条款是不是说,只要所开户的银行是CDIC的成员,那么万一银行倒闭了,CDIC就每一个类别最多赔给十万元?那同一类别在不同银行开的帐号怎么算赔偿额呢?
    • They're treated separately. e.g. If you have 90K in Bank A and 90K in Bank B, in the event that both of them go bankrupt, you get 180K back.
      • It sounds good. That is what I expected. Thank you for clarification.
    • Category的意思是说
      Your Personal account, joint account, RRSP, RESP, RFII, 每个Category在每一个银行最多保100,000