I didn't reside in Ontario for 12 months before I start my study, But I choose the option: always live in Ontario. Cause only by choosing it I can continue. I only want to apply for the federal loan. But they give me the ontario loan too even I sent them my LP. If they check the LP, I think they gonna find that I landed no more than one year. I am not sure if there is any problem for that. Hope everything would be fine. Good luck to both of us.