it is better to report any case to police, just for a good witness for later use.
-hhll26(likeplay);
2002-1-16(#336199@0)
I think if there is no one injuried and/or no property damaged ($700), you should have the choice. Otherwise you don't.
-longshot(叶子);
2002-1-16(#336214@0)
有的公司有所谓" PREMIER PLUS" CLAUSE 可以选加在保险单上, 如果是第一次出事, 来年在同一公司续保, 该公司可豁免因为此事故而增加保险费---看来适合BINGLE.
-patpat(乃胡侃而已);
2002-1-17(#338271@0)
You get it complete. One item needs clarification, however, as it's not in line with my understanding and experience, actually.You are right in that a driver must report the collision to police to meet "injury and/or damage" requirment. It's the understanding, however, once s/he so does, her or his insurer will get a report from police automatically, regardless her or his claim against the insuer. And every licensed auto insurer has access to this report ot record as well. So if the driver's intent is to avoid rating incease upon renewal, s/he has to poise to make proper decision before reporting.
-patpat(乃胡侃而已);
2002-1-17{481}(#338260@0)
我真倒霉,倒车撞在水泥柱上。COLLISION REPAIR 公司说要4000多(CHANGING QUARTER PANEL AND BUMPER),真这么贵?唉,真不该买新车。
-sp_lee(SP);
2002-3-10(#396778@0)
Well, the minimum deductable is about $200 (or $300), so even if you claim $200, you will need to pay that amount anyway.
-dennis2(Dennis);
2002-3-10(#396842@0)
Once u claim, the insurance rate goes up immediately 30-50% if it's ur own fault.
-sp_lee(SP);
2002-3-10(#397607@0)